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You may have heard about Chapter seven and Chapter thirteen bankruptcy (These are the two most popular bankruptcies for people), but Were you aware there are literally 6 kinds of bankruptcy offered? Below's a brief rundown of the differing types of bankruptcy filings:

Chapter 11. This is typically used to reorganize a business. Similar to Chapter thirteen, the business Get More Info will live under a plan for operating the company while paying off their personal debt.

Chapter thirteen. It's much easier to qualify for Chapter 13 than for Chapter 7. As an alternative to erasing your credit card debt, such a filing reorganizes your spending. You'll get to keep your assets, nevertheless the court docket will get a budget for you to continue to exist, that may involve a monthly payment strategy to your debts.

Chapter twelve. This is another courtroom-requested repayment approach for loved ones farmers and fishermen to repay their personal debt without needing to offer off their belongings.

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